Skip to content
Profile photo of a State Farm Agent named: Lydia Harville
State Farm® Insurance Agent

Lydia Harville

Lydia Harville Ins Agency Inc

(831) 476-6665
1044 41st Avenue
Santa Cruz, CA 95062-4447

On the corner of 41st Ave and Nova Dr

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


1044 41st Avenue
Santa Cruz, CA 95062-4447


English, Spanish

July is the perfect time to update your auto and life insurance! Make sure you're getting the coverage that meets your needs with a great price that fits your budget.

At the Lydia Harville State Farm office, we take pride in serving the Santa Cruz County community by offering personalized insurance plans to our Good Neighbors in Santa Cruz and throughout California. We have been voted as Santa Cruz's favorite insurance agency in the Good Times two years in a row!

With a dedicated team, we are wholeheartedly devoted to personalizing insurance plans that fit your individual needs and budget. Whether you're seeking Life, Auto, Electric Vehicle, or Motorcycle Insurance, we're here to assist you in choosing coverage that fits your lifestyle. Lydia is also passionate about helping her customers plan for retirement as well as their children's future education. Whether you reside in Capitola, Aptos, Soquel, Scotts Valley, Los Gatos, or surrounding areas, we're ready to address any questions.

A Santa Cruz native, I now call the Los Gatos mountains my home, where I live with my husband, two wonderful daughters, and my mother. Community involvement is deeply meaningful to me. As a board member of the Loma Public Education Fund (LPEF), I actively support the Loma Prieta Joint Union School District through fundraising endeavors to support critical education programs. Furthermore, my team and I have regularly volunteered with Jacob's Heart Children's Cancer Support Services, contributing to the well-being of our community.

With over twenty years of insurance experience, having embarked on my journey with State Farm at the age of 16, I have dedicated more than half my life to assisting customers in safeguarding their belongings and loved ones. Contact me or my team today for a personalized insurance quote! Our Lydia Harville State Farm team is happy to serve you!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

Basics of investing

Investing can be a great way to grow your money over time and help you prepare for retirement. Here are some investing basics to help you get started.

The impact of your volunteer hours

It can be difficult to figure out how to start volunteering. However, many people underestimate the power of just an hour or two to volunteer programs.

The Real Consequences of Drunk Driving

What's at stake if you're caught drunk driving? A lot. These tips help you avoid the dangers of drinking and driving.

View More Articles

The Lydia Harville State Farm team recognizes that life can present challenges and surprises. That's why we're here – to protect the people and possessions that matter to you. Contact us today to explore Life, Auto, Motorcycle and Supplemental Medical insurance options in the Santa Cruz, California, area. Get in touch today!

our mission image 0 our mission image 1 our mission image 2

With a combined experience of over 30 years at State Farm, Maryann and Janet are dedicated professionals who are passionate about to meeting the car and life insurance needs of our customers. Our team takes pride in giving back to the community, volunteering with organizations such as Jacob's Heart Children's Cancer Services. Additionally, Janet's passion for animal welfare shines through as she regularly fosters kittens waiting for adoption, who often spend their days in our office! If you're seeking a team that delivers exceptional service and care, look no further - give us a call today.

our team image 0 our team image 1 our team image 2
Maryann Stone State Farm Agent Team Member

Maryann Stone

Insurance Account Representative

Maryann began her career as a team member in January of 2001. Since then, she has devoted herself to making insurance easy to understand. Her wealth of knowledge and experience has made her a customer favorite! She enjoys assisting customers with their auto and life insurance needs. Maryann is a lifetime resident of Santa Cruz, and lives with her husband and three dearly beloved dogs.

Janet Reyes State Farm Agent Team Member

Janet Reyes

Insurance Account Representative

Janet has been assisting State Farm customers with their home, auto and renters insurance needs for over 13 years. She brings a warm smile and positive energy into the office and loves assisting customers with their individual car insurance and recreational vehicle coverage. She was born and raised in Santa Cruz, and when she is not in the office she enjoys spending time with her two sons, husband and their many pets!

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.