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State Farm® Insurance Agent

Lydia Harville

Lydia Harville Ins Agency Inc

(831) 476-6665
1044 41st Avenue
Santa Cruz, CA 95062-4447

On the corner of 41st Ave and Nova Dr

Would you like to create a personalized quote?

Would you like to create a personalized quote?

Office Info

Office Hours

8:30am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!

Contact me to schedule a virtual meeting


1044 41st Avenue
Santa Cruz, CA 95062-4447


English, Spanish

⭐⭐⭐ Thank you, Santa Cruz, for voting for our office as your Favorite Insurance in Santa Cruz two years in a row! ⭐⭐⭐

The Lydia Harville State Farm Insurance office is proud to provide Insurance and Financial Services to meet our customer's unique needs through individualized coverage and financial plans.

As a seasoned insurance and financial services provider with a passion for helping customers protect what matters most, I have dedicated my career to State Farm since the age of 16. My team and I are passionate about giving back to our local community, which is why we believe in giving back to our community. I currently serve as a volunteer board member for the Loma Public Education Fund. We have held a beach cleanup with Save our Shores, and our office is currently sponsoring a girls basketball team, a women's soccer team, and are contributing to local pony league baseball teams. My team has also volunteered frequently over the last two years with Jacob's Heart Children's Cancer Services in Watsonville.

At our office, we offer a wide range of coverage options including car insurance, life insurance and financial services. When I'm not serving my customers, I enjoy living in the serene Los Gatos Mountains community with my loving husband and two beautiful daughters. As a long-time resident of Santa Cruz county, I take pride in being a valuable member of the community with my team and we strive to provide exceptional service to my neighbors.

We happily serve customers in Santa Cruz, Aptos, Soquel, Capitola, Scotts Valley, Felton, Los Gatos and the greater California Bay Area!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Mutual Funds, Annuities

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At Lydia Harville Insurance Agency Inc, it is our mission to protect the things that matter most to our customers. Our goal is to make insurance and financial services accessible and understandable for everyone. We strive to educate our customers on the risks they face and the options available to them, so they can make informed decisions and have confidence knowing they are protected. In addition to car insurance, we offer income protection with life insurance and supplemental medical coverage. Additionally, we are here to help customers reach their dreams through retirement and education savings plans.

We pledge to be the first choice partner our customers can rely on through all stages of their lives and businesses. We believe in to providing exceptional customer service, prompt claims handling, and personalized options to meet our customer's unique needs. Additionally, we are here to help our customers safeguard their families, incomes and businesses so they can focus on living their lives with confidence.

Proudly serving Santa Cruz, Aptos, Capitola, Soquel, Watsonville, Scotts Valley, Ben Lomond, Boulder Creek, Los Gatos, Campbell and the California Bay Area.

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With a combined experience of over 30 years at State Farm, Maryann and Janet are dedicated professionals who are passionate about to meeting the car and life insurance needs of our customers. Our team takes pride in giving back to the community, volunteering with organizations such as Jacob's Heart Children's Cancer Services. Additionally, Janet's passion for animal welfare shines through as she regularly fosters kittens waiting for adoption, who often spend their days in our office! If you're seeking a team that delivers exceptional service and care, look no further - give us a call today.

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Maryann Stone State Farm Agent Team Member

Maryann Stone

Insurance Account Representative

Maryann began her career as a team member in January of 2001. Since then, she has devoted herself to making insurance easy to understand. Her wealth of knowledge and experience has made her a customer favorite! She enjoys assisting customers with their auto and life insurance needs. Maryann is a lifetime resident of Santa Cruz, and lives with her husband and three dearly beloved dogs.

Janet Reyes State Farm Agent Team Member

Janet Reyes

Insurance Account Representative

Janet has been assisting State Farm customers with their home, auto and renters insurance needs for over 13 years. She brings a warm smile and positive energy into the office and loves assisting customers with their individual car insurance and recreational vehicle coverage. She was born and raised in Santa Cruz, and when she is not in the office she enjoys spending time with her two sons, husband and their many pets!

Our Agency

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.